5 月 22 2025

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作者: Run Hotel
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【Hong Kong Travel Insurance Offers 2025】11 Hong Kong Travel Insurance Exclusive Offer!

Latest Hong Kong Travel Insurance Offers at a Glance.

1. Zurich Travel Insurance

Zurich Insurance has launched an upgraded version of its Travel insurance plan. In addition to broader coverage options, users have praised Zurich for its fast claims process and attentive customer service. The plan offers flexible protection tailored to various needs, covering before departure, during the trip, and after returning to Hong Kong.

Three plan levels are available with six optional add-on coverages, including wedding photography, cruise, and short-term studying abroad. Apply online via the link below with promo code RUNHOTEL2025 to enjoy up to 30% off for both single-trip and annual travel insurance plans. 5-day travel insurance within Asia starts from HK$112, Annual plan (Asia) starts from HK$1,030.

Purchase link: https://buy.zurich.com.hk/BreezyTravel/get-a-quote
Promotion Period: Until October 30, 2025

2. FWD Travel Insurance

Unexpected events such as natural disasters, health issues, or family emergencies can easily disrupt your travel plans. FWD’s premium travel protection is unique in the market, covering trip changes or cancellations for any reason¹ under its First Class Plan²³ — with compensation of up to 50% of travel expenses. Coverage also includes pets and personal belongings for higher-tier plans.

Enjoy an exclusive up to 30% off via the links below. 5-day travel insurance within Asia starts from HK$105, Annual coverage starts from HK$893.

Single Trip Purchase link: https://www.fwd.com.hk/online-insurance/mytravel-insurance/en/?utm_source=runhotel
Annual Coverage Purchase link: https://www.fwd.com.hk/online-insurance/mytravel-insurance/en/

¹ Subject to policy exclusions.
² Available only for the First Class plan under “MyTravel Insurance.” Policy must be purchased within 7 days of the first trip payment.
³ Rescheduled trips must not exceed the original policy duration.

3. AIG Travel Insurance

AIG’s Travelwise plan not only covers travel accidents but also protects you if you or your immediate family fall seriously ill and cannot travel. Family plans cover unlimited children under age 17, making it perfect for large families. Single-trip coverage lasts up to 182 days, ideal for long family visits.

4-day travel insurance within Asia starts from HK$23.2, Family plan starts from HK$47.2.

Purchase Link: https://buy.aig.com.hk/aigb2c/tws/View/Travel/b2c/TravelInfo.jsp?camp=RHOTEL&lang=tc

4. Generali Travel Insurance

Italy’s top insurer Generali offers broad coverage for accidents, medical expenses, personal liability, lost luggage, mobile phone damage, flight delays, and theft. It also covers recreational and adventure sports like scuba diving, skiing, bungee jumping, and hot-air ballooning. COVID-19 coverage includes emergency medical costs, trip cancellation, and curtailment.

Use promo code RUNHOTELQ4 for up to 30% off single-trip or up to 20% off annual travel insurance. 3-day travel insurance within Asia starts from HK$89, Annual plan starts from HK$1,344.

Single Trip Purchase Link: https://bravo.generali.com.hk/gtravel1?lang=en&businessEmail=RUNHOTELQ4&pn=TRAVELS2
Annual Plan Purchase Link: https://bravo.generali.com.hk/gtravel1?lang=en&businessEmail=RUNHOTEL24&pn=TRAVELA2

5. Allianz Travel Insurance

Allianz offers reliable coverage for flight delays, cancellations, and pandemic-related disruptions. RunHotel readers enjoy an automatic up to 40% discount via the link below.

3-day travel insurance within Asia starts from HK$53, Annual plan starts from HK$990.

Purchase Link: https://www.personal.allianz.com.hk/tc/travel-insurance-quote?tt=single-trip&step=1&ac=runhotel

6. Blue Cross Travel Insurance

Blue Cross provides flexible coverage for single-trip, multiple-trip (up to three journeys), or annual plans. Apply promo codes to save more: Single-Trip: up to 35% Off – Code RUNHOTEL65 , Annual: up to 25% Off – Code RUNHOTEL .

3-day travel insurance within Asia starts from HK$106, Annual plan starts from HK$1,638.

Purchase Link: https://www.bluecross.com.hk/ch/Travel-Smart/Application

7. Starr Travel Insurance

The enhanced “Starr Premier Travel Protection” plan launches on October 23, 2025, featuring upgraded coverage and higher claim limits — including natural disasters and terrorism. Medical coverage up to HK$2.5 million, and families pay only for two adults — children under 18 are covered free.

Use promo code 50DSL10D for up to 20% off single-trip and annual plans. 5-day travel insurance within Asia starts from HK$64, Annual plans start from HK$840.

Single Trip Purchase Link: https://runhotel.starrinsurance.com.hk/hk_starr_insurance/insurance_detail/128465?_curcid=16205&PlanOption=Individual
Annual Plan Purchase Link: https://runhotel.starrinsurance.com.hk/hk_starr_insurance/insurance_detail/127087?_curcid=16205&SingleOrAnnual=Annual&Plan

8. BOC Travel Insurance

BOC Group’s “Universal Travel Protection Plan” offers up to 25% off until December 31, 2025 via the link below. Annual plan buyers also receive a HK$200 HKTVmall e-voucher (limited supply). Coverage includes medical, personal accident, trip delay, car rental, and more, suitable for families and solo travelers.

5-day travel insurance within Asia starts from HK$118, Annual coverage starts from HK$1,515.

Purchase Link: https://www.bocgins.com/untrv/index.html?url=html/home/home.html&product=1002&channel=RHotel

9. Avo Travel Insurance

Hong Kong’s first virtual insurer Avo Insurance offers flexible plans that activate instantly — in under 5 minutes. All options can enjoy up to 25% off, Single trip coverage starts from HK$98 per trip, Annual covereage start from HK$1,295.

Coverage includes personal accident, medical expenses, baggage loss, trip cancellation or delay, car rental, and optional add-ons for winter or water sports. Special for Thailand trips: medical coverage up to HK$800,000 for ride-sharing accidents (Grab/Bolt), plus extra travel perks.

Global Coverage Purchase Link: https://www.heyavo.com/en/products/travel?utm_source=runhotel
China Mainland Coverage Purchase Link: https://www.heyavo.com/en/products/travel/china?utm_source=runhotel
Greater Bay Area Coverage Purchase Link: https://www.heyavo.com/en/products/travel/gba?utm_source=runhotel
Thailand Coverage Purchase Link: https://www.heyavo.com/en/products/travel/thailand?utm_source=runhotel

10. Dah Sing Travel Insurance

Dah Sing’s “Smart Traveller” plan covers trip delays, leisure activities, personal belongings, car rentals, and COVID-19 related incidents. Family plans cover unlimited children under 18 for the price of two adults.

Enter promo code RH25Q3 for up to 30% off. 3-day travel insurance within Asia starts from HK$91, Annual plan starts from HK$1,225.

Purchase Link: https://www.dahsinginsurance.com/product/1/travel?PromoCode=RunHotel_TS

11. AXA Travel Insurance

AXA’s plan covers personal documents, self-drive travel, recreational sports, COVID-19 medical expenses, trip cancellation, and even free policy extensions if you’re stranded overseas.

Via the link below, enjoy up to 20% off. 3-day single-trip coverage starts from HK$81, 5-day single-trip coverage starts from HK$110, Annual plan coverage starts from HK$1,108.

Purchase Link: https://www.axa.com.hk/en/travel-insurance-protection

Travel Insurance Maximum Eligible Ages

When traveling with elderly family members, note that some insurers set age limits for coverage. Based on our research, here’s a reference list:

Insurer	Age Limit	Purchase Link
1. Zurich	Single Trip: No limit Annual: Age 75	Here Promo Code: RUNHOTEL2025
2. FWD	Single Trip: Age 80 Annual: Age 80	Single Trip Here Annual Here
3. AIG	Single Trip: Age 70 Annual: Age 70	Here
4. Generali	Single Trip: Age 79 Annual: Age 72	Single Trip Here Annual Here Promo Code: RUNHOTELQ4
5. Allianz	Single Trip: Age 75 Annual: Age 75	Here
6. Blue Cross	Single Trip: No limit Annual: Age 70	Here Single Trip Promo Code: RUNHOTEL65 Annual Promo Code: RUNHOTEL
7. STARR	Single Trip: No limit Annual: Age 70 - 75	Single Trip Here Annual Here Promo Code: 50DSL10D
8. BOC	Single Trip: Age 80 Annual: Age 80	Here
9. Avo	Single Trip: Age 80 Annual: Age 80	Global Here Mainland Here Great Bay Area Here Thailand Here
10. Dah Sing	Single Trip: Age 80 Annual: Age 65	Here Promo Code: RH25Q3
11. AXA	Single Trip: No limit Annual: Age 75	Here

Disclaimer:

The information above is based on promotional offers available during the stated period and on research conducted at the time of publication. Coverage details, premiums, eligibility requirements, and promotional terms are subject to change without prior notice. For the most accurate, up-to-date, and complete information, please refer directly to the official website of the respective insurer.

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