[Hong Kong Travel Insurance Offers] Including AIG, BOC, Generali, Allianz promo code and exclusive offer
Latest Hong Kong Travel Insurance Offers at a Glance.
1. BOC Travel Insurance – Exclusive 25% Off
Attention all travel enthusiasts! Book the “Global Explorer Travel Protection Plan” from BOC Group Insurance via the RunHotel link below and enjoy an exclusive 25% discount on both single-trip and annual travel insurance. Plus, if you purchase an annual plan, you’ll also receive a complimentary $200 HKTVmall voucher!
The Global Explorer Travel Protection Plan is available as both a single-trip and annual option, with pricing divided into Region 1 and Region 2. Region 1 covers Mainland China, Taiwan, Myanmar, Thailand, Malaysia, Singapore, Indonesia, the Philippines, Brunei, Vietnam, Laos, Cambodia, South Korea, Japan, and Guam, while Region 2 covers the rest of the world.
In response to the rising trend of multi-generational travel, the enhanced “Global Smart Travel Protection Plan” now extends eligibility up to 80 years old (available with single-trip policies), so even travelers over 70 can secure coverage! For those opting to drive, the overseas car rental excess coverage has been increased from HK$5,000 to HK$8,000 per incident.
Additionally, to meet different travel needs, the BOC Travel Insurance plan now includes extra benefits such as pet care coverage for trip delays—with compensation up to HK$1,500—so pet parents can travel without worry. Plus, if your mileage-redeemed flight itinerary is cancelled or shortened for specified reasons, you may be entitled to reimbursement for service fees or a cash allowance. For journeys to high-risk countries where your mobile phone might be targeted, there’s coverage up to HK$1,500 for cash loss or unauthorized use due to theft.
The most affordable Silver plan starts at HK$90 after discount, the Gold plan from HK$112, and the Diamond plan from HK$179; while annual travel insurance starts from HK$1,317. All plans cover personal accidents, death benefits, medical and related expenses, personal luggage and belongings, baggage delay, cash, credit card protection, travel documents and transportation tickets, personal liability, travel delay, trip cancellation, trip curtailment, household property loss, car rental excess, and 24-hour global emergency assistance – the difference lies only in the coverage limits!
▼ Purchase URL ▼
https://www.bocgins.com/untrv/index.html
(Purchases through the above link automatically receive a 25% discount)
Learn more: https://www.runhotel.hk/boc-insurance
2. AIG Travel Insurance – Exclusive 20% Off
AIG Travel Insurance not only covers accidents during your trip but also provides protection in cases such as travel warnings or when the insured (or an immediate family member) is diagnosed with a serious illness that prevents travel. One of the more popular options is the AIG MeiYa Travel Insurance that RunHotel is introducing today. Book via the link below and enjoy an extra 20% off!
For a 4-day travel insurance plan in Asia, a single-trip policy under the MeiYa Travel Easy plan is available for as low as HK$23.2 after discount, while the family plan is only HK$47.2 after discount! The family plan even covers children under 17 with no additional restrictions – ideal for large families. And with single-trip coverage available for up to 182 days, you can visit friends and family abroad without worry.
There are also three optional additional coverage plans available for golf, diving, and cruises – and of course, COVID-19 protection is included!
▼ Purchase URL ▼
https://buy.aig.com.hk
(Please note that the 20% discount is only available when you purchase AIG Travel Insurance through the above link)
Learn more: https://www.runhotel.hk/AIG10off
3. Generali Loyalty Travel Insurance – Exclusive 25% Off
Generali Insurance, Italy’s largest insurer and the third largest in the world, now offers travel insurance via its official website. Enter the promo code at purchase to enjoy discounts down to 25% off. For a 3-day individual plan, prices start as low as HK$96 after discount, while annual travel coverage starts from HK$1,344!
Generali Travel Insurance covers accidental injuries, medical and hospitalization expenses, personal liability, loss of baggage and cash, loss/damage of mobile phones, flight delays, and theft of belongings. Its coverage even extends to leisure sports such as diving, skiing, bungee jumping, and hot air ballooning. Additionally, Generali’s “Loyalty Travel Insurance” offers COVID-19 protection to help mitigate losses related to the pandemic, including emergency medical expenses, trip cancellation, and early termination benefits – so you can travel with peace of mind!
25% Discount Promo Code: RUNHOTEL24
▼ Purchase URL ▼
Single-trip Travel Coverage:
https://bravo.generali.com.hk/gtravel1?lang=zh&businessEmail=RUNHOTEL24&pn=TRAVELS2
Annual Travel Coverage:
https://bravo.generali.com.hk/gtravel1?lang=zh&businessEmail=RUNHOTEL24&pn=TRAVELA2
Learn more: https://www.runhotel.hk/Generali-travel-insurance
4. Allianz Travel Insurance – Exclusive 40% Off
RunHotel readers – purchase Allianz Travel Insurance through the link below and the system will automatically apply a 40% discount for you. For example, for a 5-day trip to Japan, the Bronze plan’s original price of HK$88 becomes HK$53 after discount; the Silver plan’s price drops from HK$166 to HK$100; and the Gold plan goes from HK$210 to HK$123. For annual plans, the Silver plan is originally HK$1,649 – now only HK$990 after discount; and the Gold plan is originally HK$2,519, now starting at HK$1,512.
Allianz Travel Insurance (please refer to the policy brochure) includes coverage for medical expenses up to HK$2,000,000, COVID-19 protection (including travel in Mainland China), trip cancellation benefits up to HK$40,000, reimbursement for lost flight miles/airline points due to trip cancellation, protection against theft of mobile devices, and compensation for travel delays exceeding 5 hours – plus a simple and convenient online claims platform.
Allianz offers three tiers of coverage – Bronze, Silver, and Gold. For example, for overseas medical expenses (including COVID-19 protection): the Bronze plan covers up to HK$1,000,000, the Silver up to HK$1,500,000, and the Gold up to HK$2,000,000. Baggage and personal belongings coverage starts with the Silver plan, offering HK$15,000 (with a per-item limit of HK$2,000) under Silver and HK$25,000 (with a per-item limit of HK$3,000) under Gold; similarly, trip cancellation benefits are available from the Silver plan at HK$20,000 and from the Gold plan at HK$40,000.
The Gold plan’s benefits include:
- COVID-19 protection that also covers travel in Mainland China (not all policies include China)
- Protection against theft of mobile devices
- Reimbursement for lost flight miles/airline points due to trip cancellation
- Compensation for travel delays exceeding 5 hours
- Children’s travel insurance coverage at 50% of the adult amount
▼ Purchase URL ▼
https://booking.allianz-travel.com.hk/B2C/TRAVEL/HK/step-1?ac=runhotel
(Please note, the discount is only available when you purchase Allianz Travel Insurance through the above link)
Learn more: https://www.runhotel.hk/allianz-travel-insurance
5. Blue Cross Travel Insurance – Exclusive 25% Off
Now, purchase travel insurance on the Blue Cross Travel Insurance official website via the link below and enter the promo code during purchase to enjoy a discount of 15%–25%. Plus, if you purchase between now and December 31, 2025, you’ll receive an additional 6-month Deliveroo Plus Silver membership – extra perks on top of the savings. For a 3-day trip, prices start from HK$123 after discount, and for a 5-day trip, from HK$1,857.
One key highlight of Blue Cross Travel Insurance is its comprehensive coverage for losses due to the loss or damage of baggage, mobile phones, laptops, tablets, and other personal belongings. Notably, its travel advisory extension covers yellow, red, and black travel warnings – a benefit rarely found in other travel policies. It also covers leisure (non-professional) sports such as skiing, other winter sports, diving, parachuting, bungee jumping, mountain hiking, and various water sports, so you can fully enjoy your trip without worry!
Discount Promo Code: RUNHOTEL
▼ Purchase URL ▼
https://www.bluecross.com.hk/ch/Travel-Smart/Application
(Please note that the promo code RUNHOTEL is only valid when used via the exclusive link above)
Learn more: https://www.runhotel.hk/Bluecross-travel-insurance
- This advertisement (the above information/offers) is published/provided by Blue Cross (Asia-Pacific) Insurance Limited.
- The product is underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorized insurer in Hong Kong. For details of the insurance plan, please refer to the respective policy brochure; for terms and conditions and exclusions, please consult the official policy document.
- The above information does not constitute, nor should it be construed as, an offer to sell, provide, or solicit the purchase of any insurance product to any person outside Hong Kong. Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited and is not affiliated with the Blue Cross and Blue Shield Association or any of its associated companies or licensees.
6. Starr Travel Insurance – Exclusive 20% Off
Book Starr “Excellence Travel” insurance through the link below or enter the promo code during purchase to enjoy an exclusive 20% discount. For a 3-day individual plan, the most affordable Standard option is just HK$86 after discount; for annual plans, the Standard plan is HK$840, the Extraordinary plan is HK$1,360, and the Premium plan is HK$1,680 after discount.
Starr “Excellence Travel” insurance provides hospital and outpatient medical expense coverage up to HK$1,500,000, covers amateur sports such as diving and skiing without height or depth restrictions, and includes car rental excess protection – ideal for self-driving travelers. It also features comprehensive COVID-19 coverage, travel advisory protection, and mobile phone loss coverage.
20% Discount Promo Code
Single-trip Travel Insurance: 50DSL10D
Annual Travel Insurance: 50DSL10D
▼ Purchase URL ▼
Single-trip Travel Insurance:
https://starrinsurance.com.hk/hk_starr_insurance/insurance_detail/127087
Annual Travel Insurance:
https://starrinsurance.com.hk/hk_starr_insurance/insurance_detail/127087
(Please note the 20% promo code is only valid when used via the exclusive links above)
Learn more: https://www.runhotel.hk/Starr-insurance-discount-code
7. Avo Travel Insurance – 25% Off
Founded in 2019, Avo is Hong Kong’s first virtual insurance company offering general insurance services. It provides two plans – Lite and Plus. The Lite plan is now available at a 25% discount, starting from HK$98 per trip, covering common risks such as trip delays and loss of personal luggage; the Plus plan also enjoys a 25% discount, starting from HK$140 per trip, and extends coverage to include mobile phones and tablets, as well as overseas car rental excess. If you travel several times a year and want to avoid worries about travel advisories affecting your coverage, you can opt for the annual plan – the discounted Lite annual plan starts from HK$1,295, while the Plus annual plan starts from HK$1,594.
▼ Purchase URL ▼
Avo Global Travel Protection https://www.heyavo.com/zh-hk/products/travel
Avo Mainland China Travel Protection https://www.heyavo.com/zh-hk/products/travel/china
Avo Greater Bay Area Travel Protection https://www.heyavo.com/zh-hk/products/travel/gba
Avo GoThailand Travel Protection https://www.heyavo.com/zh-hk/products/travel/thailand
8. Dah Sing Insurance Travel Protection – Exclusive 30% Off
From now until March 31, 2025, book travel insurance using the link and promo code below to enjoy a 30% discount. Since premiums vary based on destination and trip duration, here are a couple of examples for reference: For a 3-day trip to Japan, prices start from HK$91 (originally HK$130) after discount; for annual coverage, prices start from HK$1,225 (originally HK$1,750).
Dah Sing Insurance’s “Smart Travel” Protection Plan offers thoughtful coverage – for instance, it includes comprehensive delay benefits to cover trip delays, which are all too common these days. It also covers leisure activities like skiing and water sports, with compensation for personal belongings, cash, and even cameras (with especially enhanced limits for camera coverage). If you’re planning a self-drive trip, there’s overseas car rental excess protection to cover any accidental damage. And when purchasing a family plan, you only pay the price for two adults – with no limit on the number of children under 18!
Additionally, special COVID-19 coverage is provided if you are diagnosed before, during, or after your trip – including benefits for trip cancellation, trip curtailment, medical expenses, repatriation for follow-up treatment in Hong Kong, and even coverage for health supplements.
30% Discount Promo Code: RH25Q1
▼ Purchase URL ▼
https://www.dahsinginsurance.com/?PromoCode=RunHotel_TS
(Enter RH25Q1 in the promo code field during booking to receive the 30% discount)
Offer valid: Now until March 31, 2025
Learn more: https://www.runhotel.hk/Dah-Sing-travel-Insurance
9. AXA
Use promo code “AXATRAVEL25” to enjoy a 25% discount on both single-trip and annual travel insurance. In the Supreme plan, baggage and personal belongings are covered up to HK$15,000, with mobile phones covered up to HK$2,000.
▼ Purchase URL ▼
https://www.axa.com.hk/zh/travel-insurance-protection
Travel Insurance for Seniors – Maximum Insurable Age Reference
When traveling with elderly family members, travel insurance becomes even more essential. However, once you’re over 70, not all travel insurance policies offer coverage. RunHotel has reviewed the policy terms for you – the following companies still offer travel insurance for those over 70.
| 單次旅遊保 | 全年旅遊保 | 購買網址 | |
|---|---|---|---|
| klook 旅遊保 (By AXA 安盛) | 無限制 | 75歲 | 按此 |
| STARR「卓悅遊」 | 無限制 | 70歲，續保可至75歲 | 按此 |
| 大新旅遊保 | 85歲 | 65歲 | 按此 |
| 忠意旅遊保 | 79歲 | 72歲 | 按此 |
| 安聯旅遊保 | 75歲 | 75歲 | 按此 |
| AIG 旅遊保 | 70歲 | 70歲 | 按此 |
| 藍十字 | 無限制 | 70歲 | 按此 |
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